Terms of Service

Welcome to Fixmydebtamerica (referred to as “Fixmydebtamerica”, “Web site”, “site”, “we”, “us”, or “our”). Access to and use of this site is provided subject to the following terms and conditions.

PLEASE READ THIS TERMS OF SERVICE AND USE AGREEMENT (“AGREEMENT”) CAREFULLY. YOUR USE OF THIS SITE, THE PRODUCTS, AND SERVICES PROVIDED THROUGH OR IN CONNECTION WITH FIXMYDEBTAMERICA CONSTITUTES ACCEPTANCE OF THIS AGREEMENT.

BY ACCESSING OR USING ANY PART OF THE WEB SITE OR ITS PRODUCTS AND SERVICES (COLLECTIVELY, “SERVICES”), YOU ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT, PLEASE IMMEDIATELY CEASE ALL USAGE OF THIS WEB SITE.

We reserve the right, at any time, to modify, alter, or update these terms without prior notice. Modifications shall become effective immediately upon being posted on this site. Your continued use of the Service after amendments are posted constitutes acceptance.

1. Nature of Site; Consent to Be Contacted

Fixmydebtamerica and its affiliates, business partners, and/or licensors provide a service that allows you to input your information once and receive quotes or calls from one or more people/organizations. You understand and agree that if you request a product or service, Fixmydebtamerica will share your information with certain business partners and/or unrelated third-party companies to process and fulfill your request.

You further agree that by submitting information to Fixmydebtamerica, you consent to allow business partners and third-party companies to contact you by telephone, email, or mail, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or any other Do Not Call List.

2. Important Information

Fixmydebtamerica does not provide any type of tax, legal, or financial products directly. Fixmydebtamerica and its affiliates, business partners, and/or licensors help you locate unrelated third-party tax relief specialists and service providers. Fixmydebtamerica makes no representations or warranties concerning the qualifications or performance of these third-party companies. Each service provider has its own eligibility requirements, terms and conditions, and fees for their services.

3. User Obligations

By accessing and using this Web site, you represent that you are at least eighteen (18) years of age and will, at all times, provide true, accurate, current, and complete information when submitting information or materials on this Web site. If you provide any false, inaccurate, or incomplete information, Fixmydebtamerica reserves the right to terminate your access. You agree not to interfere with the use and enjoyment of this Web site by other users or impersonate any other person or entity.

4. Proprietary and Intellectual Property Rights

This Web site contains material, including but not limited to software, text, graphics, and images (collectively “Content”), that are protected by copyrights, trademarks, or other proprietary rights. All Content is copyrighted as a collective work under applicable copyright laws. You are granted a limited, non-exclusive, non-transferable license to access and use this Web site and the Content for your own personal, non-commercial purposes only.

5. Disclaimer of Warranty; Limitation of Liability

THIS SITE IS PROVIDED “AS IS” AND WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.

IN NO EVENT SHALL FIXMYDEBTAMERICA, ITS DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, OR CONTENT PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THIS WEB SITE.

6. Indemnity

You will indemnify and hold harmless Fixmydebtamerica and its respective directors, employees, agents, partners, and suppliers from and against any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of and access to this Web site.

7. Privacy Policy

Fixmydebtamerica considers your personal identifying information to be private. Your use of this Web site constitutes acceptance of Fixmydebtamerica’s personal identifying information collection and use practices. Please review our Privacy Policy for a full summary of our data practices.

8. Governing Law

This Agreement has been made in and will be construed and enforced in accordance with the laws of the province of Ontario as applied to agreements entered into and completely performed in Ontario, without regard to conflict of law principles.

9. Binding Arbitration

ANY CLAIM OR DISPUTE RELATING IN ANY WAY TO YOUR USE OF THE SITE OR THESE TERMS OF USE SHALL BE SUBMITTED TO CONFIDENTIAL ARBITRATION, except that either party may seek interim relief from any court to protect intellectual property rights. ARBITRATION REMOVES YOUR RIGHT TO LITIGATE A CLAIM IN COURT OR HAVE A JURY TRIAL. The judgment upon the award rendered by the arbitrator shall be final and binding.

10. No Class Actions

TO THE EXTENT ALLOWED BY LAW, WE EACH WAIVE ANY RIGHT TO PURSUE DISPUTES ON A CONSOLIDATED OR CLASSWIDE BASIS. YOU MAY ONLY BRING CLAIMS AGAINST THE COMPANY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING.

11. Term and Termination

This Agreement takes effect at the time you begin accessing or using this Web site. Fixmydebtamerica reserves the right at any time and for any reason to deny you access or to terminate this Agreement without notice. The provisions concerning Consent to be Contacted, Intellectual Property Rights, Indemnity, Disclaimer of Warranty, Limitation of Liability, Statute of Limitations, and Governing Law will survive termination.

12. Statute of Limitations

YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE USE OF THE SERVICE OR THIS AGREEMENT MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.

13. Entire Agreement

This Agreement, together with Fixmydebtamerica’s Privacy Policy and any related service agreements, represents the entire agreement between you and Fixmydebtamerica with respect to use of this Web site and supersedes all prior communications and proposals.

14. Contact Information

If you have questions regarding this Web site, please contact us at fixmydebtamerica@yasolutionsinc.com.